US News & World Reports says the average driver in the U.S. pays $1,416 per year for auto insurance. And that price assumes you're an excellent driver with great credit. In all except two of the 50 states, auto insurance is mandatory for drivers to legally operate their vehicle. Drive without insurance and a traffic stop or accident could mean loss of your driving privileges and potential confiscation of the car. Do not take that chance and save money on the costs of auto insurance with these simple tips. Skip Comprehensive and Collison Liability coverage is all that states require [...]