Commercial Auto Insurance2023-05-03T13:07:57+00:00

Commercial Auto Insurance

Commercial Auto Insurance

Obtaining commercial auto insurance is the more effective solution than driving around underinsured. When you drive on the road for hours at a time, you face increased risks of thefts and accidents. Without this policy, you risk paying thousands of dollars out of pocket for property damages, medical bills and other expenses. Learn the basics of commercial auto insurance and see if you qualify for coverage with our GEC Insurance Services provider.

Who Needs Commercial Auto Insurance?

Commercial vehicle insurance is made for all cars, trucks, vans and SUV s that are used for professional services and not personal reasons. Professional drivers work for hours on the road and have increased risks of accidents that may or may not be their fault. They need insurance that provides extensive coverage and liability protection.

Compared to traditional policies, commercial auto insurance covers a wider range of vehicles are covered from sedans to 18-wheeler trucks. The types of policy owners are taxi drivers and people who transport passengers for fees. They include delivery drivers who make multiple trips to deliver goods and equipment. Other policyholders are employees who work for businesses that require the use of a company car. Also included are long-distance truck drivers who cross state lines regularly and haul cargo that weighs tons.

Types of Coverage

Commercial auto insurance generally covers damages caused by fire, theft, burglary, vandalism, lightning and explosions. Liability insurance is provided to drivers who cause injury or death to another driver or damages to another person’s property. Their legal fees are paid for if they face lawsuits.

Comprehensive insurance covers the repairs and replacements of a vehicle that is lost, stolen or damaged due to fire, theft, vandalism, falling objects, etc. Collision coverage covers the repairs and replacements of vehicles that are involved with collisions with other vehicles or rollovers. Drivers who are at fault receive coverage for the replacement cost or actual cash value. Physical damage insurance combines coverage for collision and comprehensive insurance.

Exclusions for coverage are linked to reckless damages, depreciation and mechanical breakdowns. A decades-old vehicle may not be covered, and compensation is not given for years of normal wear and tear.

Uninsured motorist coverage provided to insured drivers who collide with uninsured motorists who cannot pay for the damages. Underinsured motorist coverage is provided to drivers who encounter insured drivers who lack adequate coverage. The uninsured or underinsured driver pays what he or she can for the accident, and the insurance company pays for the remaining balance.

Roadside assistance is optional coverage for drivers whose vehicles have broken down and left them stranded with convenient access to help. Coverage for a new vehicle replacement provides for the full replacement value of a vehicle that is totaled.

There are other forms of commercial auto insurance that are available to professional drivers. GEC Insurance Services provides insurance policies for all types of commercial drivers. Our independent agents work directly with you to help you find the best coverage. Contact one of our providers to obtain an estimate.

Commercial Auto Insurance Articles

What Type of Insurance Should a Startup Business Consider?

Insurance coverage is an often-overlooked necessity for startups. If a business suffers loss to any property or equipment, it cannot be easy to recover without the right cover in place. A loss could lead to a damaged reputation and profits, so your startup must consider getting the right insurance policy when starting up. Starting a business requires careful planning, and ensuring your business is adequately insured is an essential part of this process. It is important to understand what types of insurance are available and how they apply to your startup. Acquiring the right insurance coverage is the first step [...]

What to Look for in a Commercial Auto Insurance Plan

A driver with a commercial auto insurance plan is protected against any damage caused to the vehicle while driving to or from work. This includes general damages such as dents, scratches, broken windshields, and damage caused by accidents. For example, if your car was totaled in an accident and you have a commercial auto insurance plan, you will pay less for the repairs than if you were not insured. On top of this, many insurers offer discounts for safety features on your vehicle, like airbags or automatic brakes. It is worth looking into what type of coverage the most suitable [...]

Home, Auto and Business Insurance

If you are looking for reliable and comprehensive insurance coverage in Arlington and the surrounding Dallas and Ft. Worth areas, GEC Insurance is a top-notch choice. With their commitment to providing personalized service and a wide range of insurance products, you can rest assured that you’ll find the coverage you need to protect your family, your assets, and your peace of mind.

One of the many benefits of working with GEC Insurance is their team of experienced and knowledgeable agents. They understand the unique risks and challenges facing residents in Arlington and Dallas-Ft. Worth areas and can help you choose the right policies to meet your specific needs. Whether you’re looking for auto, home, or other types of insurance, GEC Insurance has you covered.

In addition to their expertise and personalized service, GEC Insurance also offers competitive rates and flexible payment options. They work with a variety of reputable insurance carriers to ensure that you have access to the best policies and prices on the market. And if you ever need to file a claim, their claims process is straightforward and hassle-free, so you can get back to your normal routine as quickly as possible.

Overall, if you’re in the market for insurance in Arlington or the surrounding Dallas-Ft. Worth areas, GEC Insurance is an excellent choice. With their dedication to customer service, comprehensive coverage options, and competitive rates, you can trust that you’ll be in good hands with GEC Insurance.

Homeowners Insurance

When it comes to protecting your home and belongings, having a reliable homeowners insurance policy is essential. And with GEC Insurance, you can get the coverage you need to safeguard your property against a variety of risks and hazards. Here are a few reasons why GEC Insurance is a great choice for homeowners insurance:

GEC Insurance offers a variety of homeowners insurance policies to meet your specific needs. Whether you own a single-family home, a condo, or a rental property, their agents can help you find the right coverage to protect your investment. They can also help you customize your policy with additional coverage options, such as personal property coverage, liability insurance, and more.

Another benefit of getting homeowners insurance with GEC is their commitment to providing personalized service. Their agents will work with you to understand your unique needs and concerns, and they can provide guidance and support throughout the claims process. Plus, if you ever have questions or need to make changes to your policy, you can always reach out to their team for assistance.

GEC Insurance also offers competitive rates and flexible payment options. They work with a variety of insurance carriers to ensure that you have access to affordable policies that meet your needs and budget. And with options for monthly, quarterly, or annual payments, you can choose the payment schedule that works best for you.

Homeowners insurance with GEC Insurance gives you peace of mind knowing that your home and belongings are protected. Whether you’re facing damage from a storm, theft, or other unexpected events, you can trust that GEC Insurance has your back. With their comprehensive coverage options and reliable claims process, you can rest assured that you’ll be taken care of when you need it most.

Auto Insurance

When it comes to protecting your vehicle and staying safe on the road, having reliable auto insurance is essential. And with GEC Insurance, you can get the coverage you need to drive with confidence. Here are a few reasons why GEC Insurance is a great choice for auto insurance:

GEC Insurance offers a variety of auto insurance policies to meet your specific needs. Whether you own a car, truck, or SUV, their agents can help you find the right coverage to protect your vehicle against a variety of risks, including accidents, theft, and more. They can also help you customize your policy with additional coverage options, such as roadside assistance, rental car reimbursement, and more.

Another benefit of getting auto insurance with GEC is their commitment to providing personalized service. Their agents will work with you to understand your unique needs and concerns, and they can provide guidance and support throughout the claims process. Plus, if you ever have questions or need to make changes to your policy, you can always reach out to their team for assistance.

In addition to their personalized service, GEC Insurance also offers competitive rates and flexible payment options. They work with a variety of insurance carriers to ensure that you have access to affordable policies that meet your needs and budget. And with options for monthly, quarterly, or annual payments, you can choose the payment schedule that works best for you.

Auto insurance with GEC Insurance gives you peace of mind knowing that you’re covered in case of an accident or other unexpected events. With their comprehensive coverage options and reliable claims process, you can rest assured that you’ll be taken care of when you need it most. And with their commitment to customer service, you can trust that you’ll have the support you need throughout the entire process.

Business Insurance

If you own a business, you know how important it is to protect your assets and investments. That’s where business insurance comes in, and GEC Insurance is a top choice for businesses in Arlington and the surrounding Dallas and Ft. Worth areas. Here are a few reasons why GEC Insurance is a great choice for business insurance:

GEC Insurance offers a variety of business insurance policies to meet your specific needs. Whether you’re looking for general liability insurance, property insurance, or other types of coverage, their agents can help you find the right policies to protect your business against a variety of risks, including lawsuits, property damage, and more.

Another benefit of getting business insurance with GEC is their commitment to providing personalized service. Their agents will work with you to understand your unique needs and concerns, and they can provide guidance and support throughout the claims process. Plus, if you ever have questions or need to make changes to your policy, you can always reach out to their team for assistance.

In addition to their personalized service, GEC Insurance also offers competitive rates and flexible payment options. They work with a variety of insurance carriers to ensure that you have access to affordable policies that meet your needs and budget. And with options for monthly, quarterly, or annual payments, you can choose the payment schedule that works best for you.

Getting business insurance with GEC Insurance gives you peace of mind knowing that your business is protected. Whether you’re facing a lawsuit, damage to your property, or other unexpected events, you can trust that GEC Insurance has your back. With their comprehensive coverage options and reliable claims process, you can rest assured that you’ll be taken care of when you need it most. And with their commitment to customer service, you can trust that you’ll have the support you need throughout the entire process.

 

Go to Top
Site designed by Thinkit Media, Inc..