How to Determine What Business Insurance You Need


You expose yourself to certain risks the moment you start a business. Your company is in danger even before you recruit your first employee, so it is critical to have the correct insurance in place. A single lawsuit or catastrophic occurrence might be enough to destroy your small company before it even gets off the ground. Luckily, you can protect your company against these risks by choosing from a variety of insurance options. Here are four types of insurance coverage that you should have to protect your company's assets. General Liability Insurance Most small businesses require this coverage, especially if [...]

How to Determine What Business Insurance You Need2022-04-12T13:55:55+00:00

Be Prepared for Spring Storms with These Simple Steps


Spring is a time to get out and enjoy the weather. However, if you are living in an apartment or condominium, do not forget about the safety of your building. If you live in a building with a pool, keep that in mind as well! In case of a spring storm, it will be important to have storm-proofing in place. The following are some simple steps to help protect you, your property and those around you from these storms: 1) Be Aware – What are the signs? Weather can change quickly when there's heavy snowfall or rain. When the moisture-laden [...]

Be Prepared for Spring Storms with These Simple Steps2022-03-10T15:51:02+00:00

How You Can Protect Things Outside of Homeowners Insurance


Have you ever had a home insurance policy but never thing about protecting your stuff outside of your house? Well, this is a common problem. You may not even know it, but your home is also your property. And as soon as something happens to your home, your belongings are at risk. Therefore, it is so important to have homeowners’ insurance. If something happens to your home and you do not have insurance, the potential damage could amount to a lot of money. So, whether it is an accidental fire or something more serious, having homeowners’ insurance will keep you [...]

How You Can Protect Things Outside of Homeowners Insurance2022-03-10T15:48:18+00:00

With Summer Around the Corner, Time to Get the Boat Ready


A boat is a great way to enjoy the summer. But it's not easy to get your boat ready for the summer. As the summer nears, it's time to get your boat ready for the season. Whether you're looking for a new boat or just want to make sure it's all ready for when the weather starts getting hot, here are some things you need to do. Clean up the dock. Ensure that everything is clear of debris and that any rust has been treated with marine epoxy. If you have an old boat in its original position on the [...]

With Summer Around the Corner, Time to Get the Boat Ready2022-02-08T17:10:48+00:00

Was Your Vehicle Damaged After the Winter Storm?


The winter storm that hit Texas left many devastated. Many of the residents were left without water or electricity for a few days. This is because of the harsh winter storm that left an unparalleled amount of snow and ice dumped in the whole region. Residents had to look for other alternatives to be able to sustain themselves. Due to the many unprecedented conditions, the state's energy grid could not cope and short-circuit. A sizable percentage of the residents had no power. Frozen pipes and stranded cars are some of the other many complications that the residents of Texas had [...]

Was Your Vehicle Damaged After the Winter Storm?2022-02-08T17:04:50+00:00

Tips for Driving Safely in the Rain


Sometimes it is easy to forget just how dangerous driving can be. Often, the “it won’t happen to me” mentality can make it easy to ignore safety precautions, if some run of the mill defensive driving will ensure their safety. However, it is key to consider that everyone around you on the road – from the newest of new teen drivers to the most experienced truckers on their 12th straight hour of driving – are in control of multi-ton steel and gasoline machines traveling upwards of fifty miles per hour. And while driving itself has inherent dangers, driving during a [...]

Tips for Driving Safely in the Rain2022-01-21T22:39:25+00:00

Benefits of Having Workers Comp Insurance


Workers' compensation insurance can protect your organization from having to pay for an employee's lost salaries or any other costs stemming from injuries that take place in the office. Here are some factors why you ought to think about getting employees settlement insurance for your service. In many states, you must have workers' payment protection for your workers. You can also choose to choose out of the program if you are not planning to hire staff members. Why is having workers' compensation protection so crucial for a company? It covers treatment, lost salaries, and legal expenses related to a worker's [...]

Benefits of Having Workers Comp Insurance2022-01-21T22:37:35+00:00

5 Tips for Buying and Insuring Your First Car


Buying and insuring your first car can seem overwhelming. It is quite a bit of responsibility. But, with these five tips, you will be well on your way to finding the perfect car for you and being fully prepared for any emergency situation that may arise. Shop around. Whether you are looking to buy a new or used vehicle, shop around. Look at multiple dealerships and their prices online as well as at your local dealership. Also, ask friends and family for recommendations of good places to purchase vehicles from; if they had a positive experience with someone, it could [...]

5 Tips for Buying and Insuring Your First Car2021-12-14T15:42:05+00:00

Important Tips for Keeping Your Apartment Safe from Burglaries


It is a scary thought to think of burglars in your apartment. But with the proper precautions, you can keep yourself and your family safe from this potentially devastating crime. You may not be able to stop a determined burglar but following these tips can make it more difficult for them and may help to deter them. Install a Security System This is the most obvious way to protect your apartment from burglars. A security system will notify you if someone is trying to break into your home, and police can also be dispatched. This system will also help scare [...]

Important Tips for Keeping Your Apartment Safe from Burglaries2021-12-14T15:38:45+00:00

What is a General Liability Insurance Policy and Why Businesses Need One?


Over the years, we've received a lot of questions about our insurance products. One topic that our business clients often ask us about is General Liability Insurance (GLI): What type of coverage does it provide us? How does it differ from my existing insurance? Is it going to cost me an arm and a leg? Accidents can happen at any time at a main business location or other venue where an event hosted by a business takes place. For example, a customer might trip and fall and break a leg, arm or even a hip, which results in expenses that [...]

What is a General Liability Insurance Policy and Why Businesses Need One?2021-11-04T20:16:56+00:00
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